MASSPIRG CHOICE Act Senate 060917

What's New

Blog Post | Financial Reform

Federal Reserve Questions Administration, Congressional Rollbacks of Wall Street Reform That Threaten CFPB | Ed Mierzwinski

Recently released minutes of the July meeting of the Federal Open Market Committee, comprised of Fed governors and regional Fed Bank presidents, show its concern that Wall Street reform rollbacks proposed by Congress, Treasury Department and the White House could allow "a reemergence of the types of risky practices that contributed to the crisis." Meanwhile, Fed vice-chair Stanley Fisher repeated his warnings that risks from the proposed rollbacks were "mind-boggling."

> Keep Reading
Blog Post | Transportation

As Vehicle Miles Traveled Rise, So Do Traffic Fatalities | Matthew Casale

Driving in Massachusetts can be deadly. More deadly than ever before, according to new data released by the National Safety Council (NSC). The new data show that in Massachusetts, there were 180 motor-vehicle fatalities from January 2017 through June 2017, a 46 percent increase compared to the same period in 2013. What accounts for the increase in the death toll? Well, more people are driving more miles. According to the NSC, the increase in fatalities in 2017 likely results from the improving economy and low gas prices. Both of those factors lead to more traffic, as more people commute to work and can afford to drive farther and take vacations. What is most frustrating about the increase in motor-vehicle deaths is that it is largely preventable. Investing in roads that are designed to calm traffic and increase options for people walking, biking and taking transit is not only a more efficient use of limited financial resources—it will saves lives. In short, if we shift our transportation policies to incentivize non-motor-vehicle modes of travel, fewer people will die.

> Keep Reading
Blog Post | Financial Reform

Well, Well, Wells Fargo! Poster Child for Defending CFPB, Dodd-Frank. | Ed Mierzwinski

As the big Wall Street banks, payday lenders and other opponents of consumer protection intensify pressure on Congress to weaken financial reform and gut the CFPB like a fish, numerous reports of further Wells Fargo malfeasance serve as a warning that the Consumer Financial Protection Bureau and the rest of the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act are needed more than ever.

> Keep Reading
Blog Post | Financial Reform

CFPB Finds So-Called Overdraft Protection Costs Some $450/Year | Ed Mierzwinski

This week, the Consumer Financial Protection Bureau (CFPB) rolled out draft "Know Before You Owe" disclosures for banks marketing so-called "Standard Overdraft Protection," a controversial product that requires consumers to "opt-in" for the "privilege" of overdrafting debit and ATM transactions for a so-called convenience fee averaging $34. It also  released a study that finds that at-risk consumers who opt-in pay $450/year more in fees than other at-risk consumers.

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News Release | U.S. PIRG | Public Health, Health Care

Our Statement on the Failure of the US Senate Health Care Bill

American consumers can breathe a sigh of relief today. The legislation that was narrowly defeated in the US Senate last night threatened to spark chaos in health insurance markets, raise costs, degrade quality of care, weaken protections for people with pre-existing conditions, and cause millions of Americans to lose health coverage.

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News Release | U.S. PIRG | Public Health, Health Care

Our Statement on the Failure of the US Senate Health Care Bill

American consumers can breathe a sigh of relief today. The legislation that was narrowly defeated in the US Senate last night threatened to spark chaos in health insurance markets, raise costs, degrade quality of care, weaken protections for people with pre-existing conditions, and cause millions of Americans to lose health coverage.

> Keep Reading
News Release | MASSPIRG | Consumer Protection, Financial Reform

As Consumer Bureau Turns 6 Years Old, Group Warns: “Don’t Let This Be its Last Birthday.”

MASSPIRG calls for defence of the Consumer Bureau against attacks in Congress - holds event and releases new video. The CFPB Gets Results” Video Available http://www.facebook.com/masspirg

 

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Consumer bureau moves to allow suits against banks

Consumer Burea sets adopts new rule to protect consumers. Banks and other lenders can no longer bar consumers from using class action suits to stop unfair/illegal behavior.

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News Release | MASSPIRG Education Fund | Transportation

WITH MASSACHUSETTS PLEDGING TO COMPLY WITH GOALS OF PARIS AGREEMENT, NEW REPORT FINDS $75 MILLION IN VOLKSWAGEN SETTLEMENT FUNDS COULD HELP ACCELERATE ALL ELECTRIC TRANSPORTATION REVOLUTION

A new report from the MASSPIRG Education Fund finds that $75 million from the Volkswagen (VW) settlement is headed to Massachusetts to help clean up the country’s transportation system and strongly recommends using the funds to purchase electric vehicle fast charging stations for highways along with an aggressive expansion of all-electric transit buses to replace aging, dirty, diesel buses. The report finds the state could supply between 112 and 224 additional fast charging stations, and could purchase around 79 all-electric, zero-emissions buses, reducing dangerous pollution and saving money, all while accelerating market transformation to an all-electric transportation system. 

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News Release | MASSPIRG | Transportation

MASSPIRG Statement on Funding for Regional Transit Authorities in Massachusetts FY18 Budget

 

On July 7, the House and Senate sent a $40.2 billion budget to Governor Baker’s desk. The legislation avoids tax increases and mostly holds spending flat at state agencies for fiscal 2018. Although the regional transit authorities (RTAs), as well as advocates, had recommended funding the RTAs at $86 million, in the budget on the Governor’s desk, RTAs, which provide public transit services throughout the Commonwealth, receive only $80.4 million.

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Result | Democracy

Winning voter reforms in Massachusetts

MASSPIRG helped win two important reforms to engage new voters and give all citizens an equal opportunity to vote. We fought for and won online voter registration, which allows residents with state IDs or driver’s licenses to register to vote online. We also won early voting, which allows residents to vote 11 business days before Election Day.   

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Result | Democracy

Delivering one million petitions to President Obama on dark money

U.S. PIRG joined a broad coalition to deliver one million petitions from Americans, including U.S. PIRG members and supporters, calling on President Obama to shine a light on dark money, or secret political spending.

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30 years of toy safety

For the past thirty years, our sister organization U.S. PIRG Education Fund has taken a close look at the safety of toys sold in stores. Their reports have led to more than 150 regulatory actions. In November 2015, they released our 30th annual Trouble in Toyland report.

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Result | Democracy

Giving more Americans a greater voice in our elections

In our democracy, the size of your wallet shouldn’t determine the volume of your voice. In 2015, we helped win reforms in Maine and Seattle to ensure that more Americans have a greater say in our elections. Seattle’s Initiative-122 empowers small donors with “democracy vouchers” that can be donated to local candidates and lowers the cap on contributions. In Maine, the state’s Clean Elections Act was improved by strengthening campaign finance disclosure laws and offering qualifying candidates increased public funding.

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Result | Public Health

Convincing McDonald’s and Subway to protect public health

In 2015, bolstered by the support of more than 100,000 members and supporters, we convinced both McDonald’s and Subway to take action to protect public health. In March, just two days after we delivered more than 30,000 petitions to McDonald’s headquarters, the company announced that they would stop serving chicken raised on medically-important antibiotics. And in October, after more than 100,000 called on the chain to take action, Subway announced a similar policy for all the meat they serve.

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Report | MASSPIRG Education Fund | Transportation

From Deceit to Transformation

Volkswagen (VW) perpetuated a fraud on the American people, deceiving consumers into believing that they were getting the best possible combination of performance and sustainability. But VW’s promises were nothing more than lies that significantly harmed our collective health and the health of our environment. As a result of the settlements that followed this fraud, an Environmental Mitigation Trust (EMT) was set up with $2.9 billion dollars to be distributed to states to reduce transportation emissions, with $75 million coming to Massachusetts. 

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Report | MASSPIRG Education Fund | Consumer Protection, Financial Reform

Protecting the People Who Protect US

How the CFPB protects and serves our military service members and their families.

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Protecting Those Who Serve

Boston, MA – Debt collection abuses were the leading source (32%) of 44,000 servicemember complaints to the Consumer Financial Protection Bureau (CFPB), according to a new report. Further,  Congress is taking up a bill this week  intended to cripple the CFPB and would place servicemembers, veterans and their families in “financial harm’s way,” thereby threatening unit preparedness.

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Report | MASSPIRG Education Fund | Consumer Protection

Medical Debt Malpractice

MASSPIRG, released the ninth in a series of reports that review complaints to the Consumer Financial Protection Bureau (CFPB).  The latest report explores consumer complaints about medical debt, a major source of problems for consumers, since medical debt items on credit reports are often wrong or about the wrong consumer.  The report also demonstrates the need to defend the CFPB from partisan and special interest attacks.

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Blog Post | Financial Reform

Federal Reserve Questions Administration, Congressional Rollbacks of Wall Street Reform That Threaten CFPB | Ed Mierzwinski

Recently released minutes of the July meeting of the Federal Open Market Committee, comprised of Fed governors and regional Fed Bank presidents, show its concern that Wall Street reform rollbacks proposed by Congress, Treasury Department and the White House could allow "a reemergence of the types of risky practices that contributed to the crisis." Meanwhile, Fed vice-chair Stanley Fisher repeated his warnings that risks from the proposed rollbacks were "mind-boggling."

> Keep Reading
Blog Post | Transportation

As Vehicle Miles Traveled Rise, So Do Traffic Fatalities | Matthew Casale

Driving in Massachusetts can be deadly. More deadly than ever before, according to new data released by the National Safety Council (NSC). The new data show that in Massachusetts, there were 180 motor-vehicle fatalities from January 2017 through June 2017, a 46 percent increase compared to the same period in 2013. What accounts for the increase in the death toll? Well, more people are driving more miles. According to the NSC, the increase in fatalities in 2017 likely results from the improving economy and low gas prices. Both of those factors lead to more traffic, as more people commute to work and can afford to drive farther and take vacations. What is most frustrating about the increase in motor-vehicle deaths is that it is largely preventable. Investing in roads that are designed to calm traffic and increase options for people walking, biking and taking transit is not only a more efficient use of limited financial resources—it will saves lives. In short, if we shift our transportation policies to incentivize non-motor-vehicle modes of travel, fewer people will die.

> Keep Reading
Blog Post | Financial Reform

Well, Well, Wells Fargo! Poster Child for Defending CFPB, Dodd-Frank. | Ed Mierzwinski

As the big Wall Street banks, payday lenders and other opponents of consumer protection intensify pressure on Congress to weaken financial reform and gut the CFPB like a fish, numerous reports of further Wells Fargo malfeasance serve as a warning that the Consumer Financial Protection Bureau and the rest of the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act are needed more than ever.

> Keep Reading
Blog Post | Financial Reform

CFPB Finds So-Called Overdraft Protection Costs Some $450/Year | Ed Mierzwinski

This week, the Consumer Financial Protection Bureau (CFPB) rolled out draft "Know Before You Owe" disclosures for banks marketing so-called "Standard Overdraft Protection," a controversial product that requires consumers to "opt-in" for the "privilege" of overdrafting debit and ATM transactions for a so-called convenience fee averaging $34. It also  released a study that finds that at-risk consumers who opt-in pay $450/year more in fees than other at-risk consumers.

> Keep Reading
Blog Post | Democracy

Election Modernization Coalition Statement on Chelsea Collaborative v. Galvin | Janet Domenitz

Court strikes down barrier to voting, coalition praises decision.

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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