Business Practices & Corporate Accountability Reports

These days, having a credit card is almost a necessity. In most households across the country, a credit card is essential to building up and maintaining a strong financial history while adding convenience to daily life. On campus, students rely on credit to pay for educational needs like textbooks, tuition and transportation. But to make more profit, the credit card industry has stepped up marketing and changed the rules to trap consumers into a cycle of high fees, penalty interest charges and other unfair practices.