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News Release | MASSPIRG | Democracy

House Adopts Independent Ethics Oversight

The U.S. House of Representatives voted yesterday to establish an independent Office of Congressional Ethics.

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Blog Post | Consumer Protection

Testimony Against Against H.1323/S. 867Against H.1323/S. 867 | Deirdre Cummings

H.1323/S. 867, like the pre-1979 consumer protection act itself, incorrectly assumes that if there is no money lost, there is no injury.  The fact is many consumer wrongs do not result in monetary losses.

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Blog Post | Budget, Tax

In favor of Closing Corporate Tax Loopholes Included in Bill #s 4499 & 3756 | Deirdre Cummings

Whether you support raising or lowering the corporate tax rate, restoring the integrity of our tax system by closing gaps in the rules should not be held hostage to separate issues about the appropriate tax rate. Imagine the uproar if Barry Bonds had told Major League Baseball that he’d be willing to give up steroids if the home run fences were moved in far enough.

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'How You Drive' Takes a Backseat to 'Who You Are'

Under the new “managed competition” rating system, “who you are” has become more important than “how you drive.” Starting in April, factors relating to “who you are” – income, marital status, homeownership, education, age, race, and other factors supposedly prohibited for use by the Division of Insurance – will take center stage in the Massachusetts auto insurance market. Driving record is no longer the primary rating factor and is now a diluted factor.

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News Release | MASSPIRG | Consumer Protection

Rates to Increase for Many Good Drivers and to Decrease for Bad Drivers

Under the new “managed competition” auto insurance rating system in Massachusetts, many good drivers will receive rate increases and many bad drivers will receive large rate decreases, based on factors having nothing to do with their driving records, according to a new report entitled ‘How You Drive’ Takes A Backseat to ‘Who You Are’:  (Mis)Managed Competition in the New Massachusetts Automobile Insurance Market, released by two consumer groups – the Center for Insurance Research and MASSPIRG.

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