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Blog Post | Consumer Protection

Testimony in Opposition to the "assigned risk plan" and in favor of permanently rescinding the adopted regulation | Deirdre Cummings

In addition, the Governor’s “study group” on auto insurance which issued a report on March 15, 2007, of which I was a participant, recommended that the assigned risk plan not be adopted until further review and evaluation of the new CAR rules aimed at improving the system. Specifically, the commission recommended, “ the Commissioner should delay implementing any assigned risk plan until able to meaningfully evaluate the results of the 2006 redistribution of exclusive (producers) agents and subsequent revisions to the Commonwealth Automobile Reinsurers rules.”

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Blog Post | Financial Reform

Testimony in favor of Combined Reporting Legislation | Phineas Baxandall

In-state businesses are playing on an uneven field, competing against multi-state companies that use high-priced, sophisticated accountants and complex transactions with subsidiaries to avoid paying Massachusetts taxes. While currently legal, some multi-state businesses can shift their Massachusetts profits to out-of-state subsidiaries to avoid paying taxes here; while businesses located only in Massachusetts cannot take advantage of these loopholes or other tax shell games.

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Blog Post

Testiomony Before the Coprorate Tax Commsiion in Favor of Closing Corporate Tax Loopholes | Phineas Baxandall

Businesses should thrive based on their efficiency and innovation, not their opportunities for ‘creative’ tax accounting and tax avoidance.

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Blog Post | Consumer Protection

Testimony in Favor of Fixed and Established Auto-Insurance Rates | Deirdre Cummings

MASSPIRG strongly supports the continued fixed and established rating process for 2008 because at this point it will better protect Massachusetts drivers than a “deregulated” or competitive process.

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Blog Post | Consumer Protection

Testimony in favor of the Cell Phone Users' Bill of Rights (HB 3389 and SB 1982) and An Act Relative to Wireless Service (SB 1945) | Deirdre Cummings

The rising swell of customer dissatisfaction with the cell phone industry demonstrates a need for basic, common-sense consumer protections. While the FCC has taken a "hands-off" approach to wireless regulation, states, including Massachusetts, can play an important role in establishing a set of basic service quality and customer service standards.

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