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Blog Post | Health Care

OUR STATEMENT ON THE AMERICAN HEALTH CARE ACT | Deirdre Cummings

American Health Care Act (AHCA) missing the main problem of cost and will exacerbate the problem. 

 

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Blog Post | Financial Reform

If the CFPB Is Weakened, Won’t the Credit Bureaus Run Amok (Again?) | Ed Mierzwinski

The CFPB is doing incredible work defending consumers. You may not know how much of that work involves cleaning up the sloppy credit bureaus. Congressional and special interest attacks on the CFPB will slow all or stop all CFPB work. It will let the bureaus run amok, again, placing your credit score and financial opportunity and job prospects at risk.

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News Release | U.S. PIRG | Public Health

New U.N. Report: We Can Feed The World Without Using Pesticides

A report released today by the United Nations finds that it is a “myth” that pesticides are needed to feed the world’s 7 billion people. Farmers can produce healthier, nutrient-rich food, with higher yields in the longer term, without the use of pesticides.

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Media Hit | Transportation

MA transportation system is falling behind

Massachusetts transportation infastructure in need of significant repair and investment.

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Media Hit | Democracy

Opportunities for real reform of Citizens United

January isn't dark just because of the weather. This month, the Supreme Court's Citizens United decision turns six, marking another year of mega-donor politics and secret political spending. It's the same court decision that determined money is speech and corporations are people, both concepts fundamentally at odds with a democratic system of government and basic common sense.

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News Release | MASSPIRG Education Fund | Democracy

Election Modernization Coalition Launches Early Voting Training Program

Anticipating that the 2016 presidential election will draw many voters to the polls, the Election Modernization Coalition last night launched the first in a series of trainings to prime activists working to expand a new reform in the Commonwealth: early voting. Over 50 people from around the state gathered in Boston to attend this training and get the tools they need to make early voting work in their own cities and towns, which have significant latitude under the new law.

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Media Hit | Make VW Pay

The Obama Administration Could Repeat Its Biggest Mistake Of The Financial Crisis

In the years since it failed to prosecute a single Wall Street executive involved in the global financial crisis, the U.S. Department of Justice has repeatedly promised to hold corporate executives liable for wrongdoing. But on Monday, when it sued Volkwagen over the automaker's scheme to disguise the illegally high amounts of poisonous gases its cars were spewing into the air, the DOJ brought no criminal charges against the company or its employees.

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News Release | MASSPIRG Education Fund | Consumer Protection

Consumer Groups: CarMax Endangers Lives in Massachusetts

CarMax, the nation's largest retailer of used cars, is endangering lives in Massachusetts by selling recalled vehicles with potentially lethal safety defects. According to a report released today by the MASSPIRG Education Fund and the Consumers for Auto Reliability and Safety Foundation, research conducted on October 28, 2015, found that over 17 percent of cars offered for sale at the CarMax North Attleboro dealership – 42 out of 243  – were subject to a federal safety recall that had not been repaired, despite the fact that repairs for many of these safety defects were readily available – at no cost to CarMax. While some of the recalls may involve delays due to parts shortages or temporary non-availability of a remedy, CarMax could have simply waited until the repair was provided by the manufacturer before offering the cars for sale.

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The Failure Of Cable Deregulation

The Telecommunications Act of 1996 restructured the entire telecommunications industry and left virtually all cable subscribers without protection from unrestricted rate hikes.

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Who's Watching The Watchdogs?

Conflicts of interest and lack of independent funding have doomed both the national and state level accounting oversight systems in the United States. The state accounting boards and the network of overlapping, mostly self-regulatory federal accounting overseers act as classic regulators, serving management instead of serving investors and taxpayers.

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Deflate Your Rate

At the end of the year 2000, U.S. households were accruing interest on $574 billion of revolving credit card debt, or debt carried over to the next month rather than paid off entirely.

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Report | Solid Waste

Where There's Smoking, There's Fire

Across the nation, over 1,000 people are killed and 3,000 injured as a result of cigarette fires each year. These fires cause more than $400 million in property damage. In Massachusetts alone in 2000, 1,280 fires were attributed to cigarettes. Those fires killed 17 people, injured 81 civilians, and wounded 61 firefighters in the line of duty. Insurers and property owners lost over $9.3 million due to the same blazes. Despite igniting 5% of the 24,931 reported fires in 2000, cigarette fires killed 17 civilians, or 22% of all civilian fires deaths

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Report | Budget

Major League Steal

The Red Sox are proposing to construct a 44,130 seat stadium on 15 acres of land adjacent to the present Fenway Park. The Owners of the Red Sox are poised to seek a minimum of $250 million in state and local taxpayer subsidies for the $600 million plus project.

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Blog Post | Consumer Protection

CFPB says 1 in 5 credit scores sold to consumers have "meaningful" differences from scores lenders useDeirdre CummingsEd Mierzwinski

The CFPB has confirmed what consumer advocates have been saying all along. Credit scores heavily marketed to consumers aren't the same as those used by lenders; at least 1 in 5 consumer scores have "meaningful" differences and that "score discrepancies may generate consumer harm." That's why we call them FAKO scores.

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Blog Post | Consumer Protection, Financial Reform

It happened 4 years ago this weekend, and Congress has already forgottenDeirdre CummingsEd Mierzwinski

Four years ago, on September 14-15, 2008, the Lehman Brothers investment bank declared bankruptcy while Bank of America acquired another foundering investment bank, Merrill Lynch -- major events that froze the financial markets and led in a few days to a $700 billion bailout of the financial system. Just four years later, some in the Congress have forgotten that real people and the economy are still suffering from the financial collapse, as it steps up Wall Street-backed efforts to prevent regulators from protecting the public.

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Blog Post | Consumer Protection

Consumers Seeing Benefits of Credit CARD Act Protections | Deirdre Cummings

The MASSPIRG-backed Credit CARD Act improved consumer disclosures, protected college students and young people from unfair marketing and also banned the worst tricks used by credit card companies. In particular, it made it much harder to trick or force consumers into paying late fees, and so, as the story explains:
"Customers are also happier when it comes to both annual fees and penalty fees charged by credit card companies. When it comes to penalty fees, “One of the reasons the score is getting better is because fewer customers are having their late fees increased,” says Jim Miller, senior director of J.D. Power’s banking practice."

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Blog Post | Consumer Protection

Before You Fly, Know the Fees | Deirdre Cummings

Planning on flying out of Logan any time soon? Check out this great survey by the Massachusetts Office of Consumer Affairs of all the extra fees each airline charges consumers – including fees to reschedule flight, baggage fees, seat assignment fees, pet fees and others.

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Blog Post | Solid Waste

Big Win For Updated Bottle Bill in Senate | Janet Domenitz

In the spirit of the upcoming Olympics, the Massachusetts Senate earned a gold medal tonight when they passed the Updated Bottle Bill.  Senate President Therese Murray,  longtime sponsor Senator Cynthia Creem, amendment author Senator Robert Hedlund, and the whole Senate is to be congratulated for passing the update, which is overwhelmingly popular with the public, small businesses, cities and towns, and a majority of state legislators. For 14 years, the bill has been stalled in various committees. Getting the Updated Bottle Bill through the Senate has now completely shifted the momentum toward victory.

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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