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Blog Post | Financial Reform

We Join Leading Groups Urging SEC To Strengthen Weak Investor Best Interest Proposal | Ed Mierzwinski

We've joined leading consumer, civil rights, labor and older American organizations in a comment letter urging the Securities and Exchange Commission (SEC) to strengthen its proposed "Regulation Best Interest" intended to ensure that all broker-dealers and other individuals and firms offering investment advice act do so in a fiduciary capacity, or in the best interest of their investor-clients. (Right now, it doesn't).

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News Release | MASSPIRG Education Fund | Consumer Protection

Safe Shopping Guide for Back-to-School Supplies

Parents and teachers shopping for their students’ 2018-19 school supplies often look for a “non-toxic” label on the products, but many products don’t have that label. MASSPIRG Education Fund is releasing a guide that advises consumers which products are actually non-toxic and which to avoid.

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Safer School Supplies: Shopping Guide

With this Safer School Supplies: Shopping Guide, parents, teachers, and students can make more informed decisions while shopping for school supplies this Back to School season. We want to give parents and teachers the option to choose school supplies that do not contain toxic chemicals. This Shopping Guide should serve as a handy tool for finding products free of several types of toxic chemicals.

 

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Blog Post | Consumer Protection

ID Theft & Privacy Checklists | Mike Litt

Today, we're releasing our revamped Identity Theft and Online Privacy resources.

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News Release | MASSPIRG | Transportation

MASSPIRG denounces federal proposal to stall Clean Car Standards

 

Americans stand to breathe more polluted air as a result of a rollback announced today by the Environmental Protection Agency (EPA) and the National Highway Traffic and Safety Administration. EPA Acting Administrator Andrew Wheeler proposed to roll back the “Clean Car” fuel economy standards, which, if left in place, would eliminate more than 2 billion metric tons of emissions.

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News Release | MASSPIRG Education Fund | Transportation

Electric Buses Drive Healthier Communities

If the MBTA transitioned its entire fleet of diesel buses to all-electric vehicles, it could significantly cut greenhouse gas emissions each year and reduce toxic air pollution that creates a public health hazard. A new report from MASSPIRG Education Fund and Frontier Group, “Electric Buses: Clean Transportation for Healthier Neighborhoods and Cleaner Air,” shows that a full transition to electric buses in we could avoid an average of 55,000 tons of climate-altering pollution each year -- the equivalent of taking over 10,000 cars off the road.  

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News Release | MASSPIRG | Consumer Protection

MA Senate Passes Important Consumer Protection Bill

The Massachusetts Senate, with a bipartisan, unanimous vote of 38 -0, passed a key identity theft protection bill  An Act Removing Fees for Security Freezes and Disclosures of Consumer Credit Reports, SB 2455 which, if signed into law, will enable consumers to safeguard their personal financial information by allowing them to “freeze” and “thaw” their credit files for free, among other protections.

 

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News Release | MASSPIRG | Transportation

MA House Votes to Continue to Underinvest in Regional Transit Authorities

On Thursday, the Massachusetts House of Representatives voted to continue to underinvest in the Regional Transit Authorities (RTAs).  While the House’s amendment to the state budget bill increases funding from $80 to $82 million for fiscal year 2019, that still falls far short of the $88 million requested by the struggling RTAs and transit advocates.

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News Release | MASSPIRG | Transportation

MA House Votes to Continue to Underinvest in Regional Transit Authorities

On Thursday, the Massachusetts House of Representatives voted to continue to underinvest in the Regional Transit Authorities (RTAs).  While the House’s amendment to the state budget bill increases funding from $80 to $82 million for fiscal year 2019, that still falls far short of the $88 million requested by the struggling RTAs and transit advocates.

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News Release | MASSPIRG Education Fund

Massachusetts Receives "B-" in Report on Government Spending Website

Massachusetts received a “B-” for its government spending transparency website, according to “Following the Money 2018: How the 50 States Rate in Providing Online Access to Government Spending Data,” the eighth report of its kind by the Massachusetts Public Interest Research Group (MASSPIRG) Education Fund and Frontier Group.

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Report | MASSPIRG Education Fund | Tax

Offshore Shell Games 2015

U.S.-based multinational corporations are allowed to play by a different set of rules than small and domestic businesses or individuals when it comes to the tax code. Rather than paying their full share, many multinational corporations use accounting tricks to pretend for tax purposes that a substantial portion of their profits are generated in offshore tax havens, countries with minimal or no taxes where a company’s presence may be as little as a mailbox. Multinational corporations’ use of tax havens allows them to avoid an estimated $90 billion in federal income taxes each year.

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Report | MASSPIRG | Solid Waste

Memorandum Regarding EEA No. 15356 Southbridge Recycling & Disposal Park, Draft Environmental Impact Report

On September 25th, 2015 MASSPIRG submitted comments to the Massachustts Department of Environmental Protection in regards to the unneccessary and dangerous expansion proposal of the Southbridge Landfill.

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Report | MASSPIRG Education Fund | Democracy

Fighting Big Money, Empowering People

Like every generation before us, Americans are coming together to preserve a democracy of the people, by the people, and for the people. American democracy is premised on the consent of the governed, and on the idea that we all deserve a say in the government decisions that affect our families. We stand united supporting commonsense protections that recognize the people as the ultimate check on the corrosive influence of money in politics, which is eroding the very foundation of self-government.

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Report | MASSPIRG Education Fund | Consumer Protection

Mortgages and Mortgage Complaints

The Consumer Financial Protection Bureau (CFPB) was established in 2010 in the wake of the worst financial crisis in decades. Its mission is to identify dangerous and unfair financial practices, to educate consumers about these practices and to regulate the financial institutions that perpetuate them.

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Report | MASSPIRG Education Fund | Transportation

Who Pays For Roads?

Many Americans believe that drivers pay the full cost of the roads they use through gas taxes and other user fees. That has never been true, and it is less true now than at any other point in modern times. Today, general taxes paid by all tax- payers cover nearly as much of the cost of building and maintaining highways as the gas tax and other fees paid by drivers.

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Blog Post | Consumer Protection

Consumer Tips and FAQ about the Equifax Breach | Mike Litt

Hackers gained access to the personal data of over 145 million Americans in the Equifax breach. Here are some recommended actions consumers can take to protect themselves and answers to frequently asked questions.

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Blog Post | Public Health

During This Intense Hurricane Season: Some Reports and Information On Storms, Chemicals and Public Safety | Kara Cook-Schultz

Hurricane Harvey was a natural disaster, and a devastating one at that. During and after the hurricane, we learned anew that it’s not only the initial storm that threatens life and limb, but also chemical facilities that are hit.  As Irma bears down on Florida, we hope for the best outcome for the people of Florida. We also want the state to prepare for the worst. In that spirit, here are some resources and information on storms, chemicals and public safety.

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Blog Post | Financial Reform

U.S. House Considers Trojan Horse Bill To Weaken Credit Bureau Laws | Ed Mierzwinski

What would you do if you knew that the Big 3 credit bureaus were in the Top 5 of complaint leaders to the Consumer Financial Protection Bureau and that their mistake-ridden reports caused consumers to either be denied jobs or pay more for or be denied credit due to those mistakes? Well, if you were the leadership of the House Financial Services Committee, you'd consider not one, but two bills to make this worse by eliminating strong consumer protections and eliminating some and limiting other damages payable to consumers when credit bureaus wreck their lives. You'd hide a massive weakening of consumer protections inside a Trojan Horse bill that claims to be about letting the credit bureaus help people.

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Blog Post | Financial Reform

States, DC Stepping Up To Protect Student Loan Borrowers | Chris Lindstrom

With the U.S. Department of Education failing to protect students from unfair practices, the states and the District of Columbia have begun to enact student loan servicing protections. Here's an overview of what's happening in the "laboratories of democracy."

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Blog Post | Financial Reform

Federal Reserve Questions Administration, Congressional Rollbacks of Wall Street Reform That Threaten CFPB | Ed Mierzwinski

Recently released minutes of the July meeting of the Federal Open Market Committee, comprised of Fed governors and regional Fed Bank presidents, show its concern that Wall Street reform rollbacks proposed by Congress, Treasury Department and the White House could allow "a reemergence of the types of risky practices that contributed to the crisis." Meanwhile, Fed vice-chair Stanley Fisher repeated his warnings that risks from the proposed rollbacks were "mind-boggling."

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