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Blog Post | Democracy

Reasons to Support H.3665, An Act to Improve Public Records | Deirdre Cummings

It is time to bring our public records law into the 21st century with the substantial reforms contained in H.3665.

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Blog Post | Democracy

Reasons to support H.3665 and Improving our Public Records law | Deirdre Cummings

It is time to bring our public records law into the 21st century with the substantial reforms contained in H.3665.

> Keep Reading
Blog Post | Financial Reform

THE CFPB IS 4 YEARS OLD AND HAS A LOT TO SHOW FOR IT! | Ed Mierzwinski

We're keeping busy promoting the CFPB's 4th birthday. Tuesday, July 21, marks four years to the day since the Consumer Financial Protection Bureau opened its doors to protect consumers and make financial markets work. CFPB was established by Congress just one year before that, with the July 21, 2010 passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act in the wake of the financial collapse of 2007-2008, caused by a lack of adequate regulation.

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News Release | MASSPIRG EDUCATION FUND | Consumer Protection

TOP 10 LIST: HOW THE CFPB WORKS FOR CONSUMERS

MASSPIRG Celebrates CFPB’s 4th Birthday on Tuesday, July 21, with New Webpage

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News Release | MASSPIRG Education Fund | Consumer Protection

New Report: Mortgage Problems Rank #1 at CFPB for Consumer Complaints

Mortgage problems were the top source of complaints to the Consumer Financial Protection Bureau (CFPB), according to a report released today by the MASSPIRG Education Fund. The report also found that Bank of America was the most complained about company in Massachusetts for mortgage problems. 

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News Release | MASSPIRG EDUCATION FUND | Consumer Protection

TOP 10 LIST: HOW THE CFPB WORKS FOR CONSUMERS

MASSPIRG Celebrates CFPB’s 4th Birthday on Tuesday, July 21, with New Webpage

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News Release | MASSPIRG Education Fund | Consumer Protection

New Report: Mortgage Problems Rank #1 at CFPB for Consumer Complaints

Mortgage problems were the top source of complaints to the Consumer Financial Protection Bureau (CFPB), according to a report released today by the MASSPIRG Education Fund. The report also found that Bank of America was the most complained about company in Massachusetts for mortgage problems. 

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News Release | MASSPIRG | Consumer Protection

WE COMMEND CFPB FOR ADDING CONSUMER STORIES TO PUBLIC COMPLAINT DATABASE

Yesterday, the CFPB published the first batch (7,700) of consumer narratives or stories to the Public Consumer Complaint Database it began in 2011. We've used the database to publish five reports (so far) analyzing complaint trends in markets ranging from credit cards to student loans but we have also long urged the voluntary addition of stories to the data fields. Now, consumers can learn if what happened to them happened to anyone else. Now, researchers can track which banks are more responsive to particular problems and which ignore their customers. A good resource is now an excellent resource.

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News Release | MASSPIRG | Consumer Protection

WE COMMEND CFPB FOR ADDING CONSUMER STORIES TO PUBLIC COMPLAINT DATABASE

Yesterday, the CFPB published the first batch (7,700) of consumer narratives or stories to the Public Consumer Complaint Database it began in 2011. We've used the database to publish five reports (so far) analyzing complaint trends in markets ranging from credit cards to student loans but we have also long urged the voluntary addition of stories to the data fields. Now, consumers can learn if what happened to them happened to anyone else. Now, researchers can track which banks are more responsive to particular problems and which ignore their customers. A good resource is now an excellent resource.

> Keep Reading
News Release | MASSPIRG | Consumer Protection

In Wake of OPM’s Poor Response to Data Breach, MASSPIRG Launches Public Education Campaign for the more than 45,000 Federal Employees in Massachusetts

In light of the U.S. Office of Personnel Management’s (OPM) poor handling of data breaches reported earlier this year, MASSPIRG staff and volunteers did a lunch hour “literature drop” today, handing out identity theft tips to federal employees at the John F. Kennedy Federal Building in Boston. 

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Expanding Public Transportation

Fewer cars will clog Boston’s highways thanks to an upcoming five-mile extension of the Green Line. Our research and advocacy helped build support for the project. We also helped convince state leaders to begin study on four additional major rail expansions.

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Result | Health Care

Ending Big Pharma’s Giveaways To Doctors

Drugmakers can no longer shower doctors with free gifts, meals and trips to boost the sales of prescription drugs. That’s because we persuaded Beacon Hill leaders to crack down on Pharma’s “direct-to-doctor” marketing practices, which contribute to the spiraling cost of prescriptions.

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Keeping Dangerous Toys Off Store Shelves

Toxic chemicals, including lead and hormone-disrupting phthalates, are now banned in toys, thanks to a law we worked alongside our delegation to help pass in Congress. The same law requires regulators to test toys and infant products for safety before they hit store shelves.

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Reining in Wall Street

On July 21, 2010, Congress enacted the Dodd-Frank Wall Street Reform and Consumer Protection Act.  Senator Scott Brown voted in favor of reform after MASSPIRG presented him with a new ride to replace his iconic, old pick up truck.  A BMW is more befitting of a man with close ties to Wall Street. Massachusetts Senator Scott Brown voted for Financial Reform.

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Result | Public Health

KIDS’ SCHOOL LUNCHES NOW SAFER

For years, America’s schoolchildren have been eating beef, chicken and other foods that would have been rejected as substandard even by fast food chains. Thanks in part to our advocacy, the U.S.D.A. has stopped buying such low-quality meat for school lunches.

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Report | MASSPIRG Education Fund | Consumer Protection

Mortgages and Mortgage Complaints

The Consumer Financial Protection Bureau (CFPB) was established in 2010 in the wake of the worst financial crisis in decades. Its mission is to identify dangerous and unfair financial practices, to educate consumers about these practices and to regulate the financial institutions that perpetuate them.

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Report | MASSPIRG Education Fund | Transportation

Who Pays For Roads?

Many Americans believe that drivers pay the full cost of the roads they use through gas taxes and other user fees. That has never been true, and it is less true now than at any other point in modern times. Today, general taxes paid by all tax- payers cover nearly as much of the cost of building and maintaining highways as the gas tax and other fees paid by drivers.

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Report | MASSPIRG Education Fund | Tax

Picking Up the Tab 2015

Every year, corporations and wealthy individuals use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their federal and state income tax liabilities by billions of dollars. While tax haven abusers benefit from America’s markets, public infrastructure, educated workforce, security and rule of law – all supported in one way or another by tax dollars – they continue to avoid paying for these benefits. 

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Report | MASSPIRG EDUCATION FUND | Budget, Tax

Following the Money 2015: How the 50 States Rate in Providing Online Access to Government Spending Data

Every year, state governments spend hundreds of billions of dollars through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Accountability and public scrutiny are necessary to ensure that the public can trust that state funds are spent as well as possible.

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Report | MASSPIRG

MASSPIRG's 2015-2016 Legislative Agenda

Each legislative session, we choose several bills that represent public interest reforms and we work with the chief sponsors and cosponsors to promote them. These are selected state and federal priorities from our legislative agenda for the 2015-16 session.

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Blog Post | Democracy

Reasons to Support H.3665, An Act to Improve Public Records | Deirdre Cummings

It is time to bring our public records law into the 21st century with the substantial reforms contained in H.3665.

> Keep Reading
Blog Post | Democracy

Reasons to support H.3665 and Improving our Public Records law | Deirdre Cummings

It is time to bring our public records law into the 21st century with the substantial reforms contained in H.3665.

> Keep Reading
Blog Post | Financial Reform

THE CFPB IS 4 YEARS OLD AND HAS A LOT TO SHOW FOR IT! | Ed Mierzwinski

We're keeping busy promoting the CFPB's 4th birthday. Tuesday, July 21, marks four years to the day since the Consumer Financial Protection Bureau opened its doors to protect consumers and make financial markets work. CFPB was established by Congress just one year before that, with the July 21, 2010 passage of the Dodd-Frank Wall Street Reform and Consumer Protection Act in the wake of the financial collapse of 2007-2008, caused by a lack of adequate regulation.

> Keep Reading
Blog Post | Consumer Protection

TIPS FOR OPM & OTHER DATA BREACH VICTIMS-WHAT CAN YOU DO TO AVOID IDENTITY THEFT & OTHER HARMS? | Janet Domenitz

The latest breach of up to 18 million or more federal government employee files held by U.S. OPM is an example of everything that's wrong with data security and data breach response mechanisms today. Agencies and companies hold too much information for too long and don't protect it adequately. Then, they wait months before informing victims. Then, they make things worse by offering weak, short-term help such as credit monitoring. Our main message: your best protection against identity theft is the security freeze, not the often-offered, under-achieving credit monitoring.

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Blog Post | Consumer Protection

THE MORE I HEAR ABOUT OPM DATA BREACH, THE LESS I KNOW, EXCEPT THIS: IT'S BAD | Ed Mierzwinski

Was it 4 million, 14 million or 18 million records breached (how many times) (likely) by Chinese hackers? Whose fault was it? The USOPM director says no one's. Really? Perhaps the worst data breach ever raises lots of questions, but I haven't heard any good answers. Federal employees, their families, their friends and their neighbors -- because all of them could be victims -- deserve better answers, just as they deserve better service than USOPM's credit monitoring provider is giving them.

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Priority Action

The overuse of antibiotics on factory farms is threatening these lifesaving medicines. Call on big restaurants to do their part and stop buying meat raised with critical antibiotics.

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