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Blog Post | Financial Reform

Federal Reserve Questions Administration, Congressional Rollbacks of Wall Street Reform That Threaten CFPB | Ed Mierzwinski

Recently released minutes of the July meeting of the Federal Open Market Committee, comprised of Fed governors and regional Fed Bank presidents, show its concern that Wall Street reform rollbacks proposed by Congress, Treasury Department and the White House could allow "a reemergence of the types of risky practices that contributed to the crisis." Meanwhile, Fed vice-chair Stanley Fisher repeated his warnings that risks from the proposed rollbacks were "mind-boggling."

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Blog Post | Transportation

As Vehicle Miles Traveled Rise, So Do Traffic Fatalities | Matthew Casale

Driving in Massachusetts can be deadly. More deadly than ever before, according to new data released by the National Safety Council (NSC). The new data show that in Massachusetts, there were 180 motor-vehicle fatalities from January 2017 through June 2017, a 46 percent increase compared to the same period in 2013. What accounts for the increase in the death toll? Well, more people are driving more miles. According to the NSC, the increase in fatalities in 2017 likely results from the improving economy and low gas prices. Both of those factors lead to more traffic, as more people commute to work and can afford to drive farther and take vacations. What is most frustrating about the increase in motor-vehicle deaths is that it is largely preventable. Investing in roads that are designed to calm traffic and increase options for people walking, biking and taking transit is not only a more efficient use of limited financial resources—it will saves lives. In short, if we shift our transportation policies to incentivize non-motor-vehicle modes of travel, fewer people will die.

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Blog Post | Financial Reform

Well, Well, Wells Fargo! Poster Child for Defending CFPB, Dodd-Frank. | Ed Mierzwinski

As the big Wall Street banks, payday lenders and other opponents of consumer protection intensify pressure on Congress to weaken financial reform and gut the CFPB like a fish, numerous reports of further Wells Fargo malfeasance serve as a warning that the Consumer Financial Protection Bureau and the rest of the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act are needed more than ever.

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Blog Post | Financial Reform

CFPB Finds So-Called Overdraft Protection Costs Some $450/Year | Ed Mierzwinski

This week, the Consumer Financial Protection Bureau (CFPB) rolled out draft "Know Before You Owe" disclosures for banks marketing so-called "Standard Overdraft Protection," a controversial product that requires consumers to "opt-in" for the "privilege" of overdrafting debit and ATM transactions for a so-called convenience fee averaging $34. It also  released a study that finds that at-risk consumers who opt-in pay $450/year more in fees than other at-risk consumers.

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News Release | U.S. PIRG | Public Health, Health Care

Our Statement on the Failure of the US Senate Health Care Bill

American consumers can breathe a sigh of relief today. The legislation that was narrowly defeated in the US Senate last night threatened to spark chaos in health insurance markets, raise costs, degrade quality of care, weaken protections for people with pre-existing conditions, and cause millions of Americans to lose health coverage.

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News Release | MASSPIRG EDUCATION FUND | Consumer Protection

Report: Analysis of Payday Complaints Reveals Need for Stronger Federal Protections

Consumer complaints about payday loans to the Consumer Financial Protection Bureau (CFPB) show a critical need for strengthening the agency’s proposed rule to rein in payday loans and other high-cost lending.

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News Release | MASSPIRG | Transportation

New National Safety Council Data Show 20% Percent Increase in Motor-Vehicle Fatalities in Massachusetts Compared to 2015

 

New data released from the National Safety Council (NSC), a nonprofit, non- governmental public service organization chartered by Congress to promote health and safety in the United States, found a troubling increase in the number of motor-vehicle fatalities during the first half of 2016.

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News Release | MASSPIRG | Transportation

Fifteen Organizations Support Complaint Filed Over Eliminated MBTA Late-Night Service

Fifteen organizations have issued letters supporting the complaint filed to the Federal Transit Administration in July by the Conservation Law Foundation, Alternatives for Community and Environment and Greater Four Corners Action Coalition. The complaint asked the FTA to compel the MBTA to implement an alternative to the cancelled Late-Night Service that would reduce the disproportionately high and adverse effects cancelling Late-Night Service had on low-income and minority riders.

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News Release | MASSPIRG | Food

Fight for GMO Labeling Continues

(Northampton) Local, state, and federal officials joined leading public health, food and consumer advocates pledging to continue the fight for food transparency with meaningful GMO labeling while denouncing the recently passed, industry backed, national GMO labeling law, also known as the DARK Act (Denying Americans the Right to Know). 

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News Release | MASSPIRG | Consumer Protection

Consumer Advocates call for Airline Reforms

MASSPIRG commends U.S. Senator Ed Markey for demanding answers from the big airlines about their repeated system failures that ruin both business and leisure travelers’ plans, cost us money and time and don’t seem to be getting any better.

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Report | Budget, Tax

Transparency.GOV 2.0

The ability to see how government uses the public purse is fundamental to democracy. Budget transparency checks corruption, bolsters public confidence in government, and promotes fiscal responsibility.

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Report | Health Care

The Three Trillion-Dollar Question

This report discusses they key reforms that are necessary to get rising costs under control. We draw on existing research and our own analysis to estimate how much can be saved over the next decade.

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Trouble In Toyland

The 2008 "Trouble In Toyland" report is the 23rd annual Public Interest Research Group (PIRG) survey of toy safety. This report provides safety guidelines for parents when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards. We visited toy stores and other retailers to find potentially dangerous toys and identify trends in toy safety. This year, we focused specifically on toys that contain lead and phthalates in our research.

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Connecting the Commonwealth

Public transportation makes a vital contribution to Massachusetts transportation system, relieving congestion, reducing our dependence on oil, curbing pollution, stimulating the economy, and helping to sustain healthy, vibrant communities.

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Report | Democracy

Vanishing Voters

A new survey of state laws and election officials shows that, on the eve of the 2008 general election, nineteen states do not have laws, regulations or systems in place to properly implement a federally mandated 90-day pre-Election Day ban on systemic voter list purges. The survey, Vanishing Voters, was conducted during the summer of 2008 by the U.S. PIRG Education Fund.

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Blog Post | Democracy

Statement of Deirdre Cummings, MASSPIRG Legislative Director, on the occasion of the anniversary of the Supreme Court v. McCutcheon decision | Deirdre Cummings

MASSPIRG calls on President Obama to issue an executive order requiring disclosure of election contributions made by federal contractors.

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Blog Post | Transportation

11,000 Bay Staters Agree: WIND, RAIN OR SNOW, THE TRAINS SHOULD GO! | Kirstie Pecci

MASSPIRG and T4MA presented Governor Baker with 11,000 thousand signatures on a petition calling for more inverstments in the MBTA in front of the State House. 

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Blog Post | Transportation

Sign our Petition: Wind, Rain or Snow, the Trains Should Go! | Kirstie Pecci

Make your voice heard! After the MBTA's breakdown in the snowy conditions this month, it's clear we must address the chronic underfunding of our public transit system. Add your name to this petition to let the Governor and Massachusetts State Legislature know that we need reliable public transportation, roads and sidewalks.

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